Virtual CFO Services
What we do
Monthly MIS and dashboards
A consistent monthly pack covering profit and loss, balance sheet, cash and the three or four numbers that run your business, delivered by a fixed working day.
Budgeting and forecasting
Annual budgets, rolling forecasts and scenario views that show what a hire, a price change or a delayed collection does to cash.
Cash-flow and working-capital management
Receivables and payables discipline, collection follow-up, inventory cover and a 13-week cash view where it is needed.
Unit economics and pricing
Margin by product, customer or project, and pricing and discount guardrails based on actual cost.
Fundraising and lender readiness
Financial models, investor reporting, a clean data room and answers to diligence questions, including tax, GST and FEMA readiness.
Board and investor reporting
Monthly or quarterly packs in a format investors recognise, with variance commentary.
Controls and finance processes
Approval limits, month-end close routines, document trails and simple SOPs that survive staff changes.
Compliance calendar oversight
A single calendar of tax, GST, payroll and regulatory dates, owned by someone, with reminders before each deadline.
Who this is for
- Startups after their first institutional round
- Owner-managed businesses crossing the point where a bookkeeper is no longer enough
- Family businesses planning succession or outside capital
- Indian subsidiaries of foreign companies
- Real estate and manufacturing businesses with project or plant-level reporting
Key facts
| Topic | Position |
|---|---|
| Bookkeeper | Records transactions accurately; usually does not advise on decisions |
| Virtual CFO | Turns the records into decisions, forecasts and funding readiness, on a monthly retainer |
| Full-time CFO | Embedded leadership, usually justified at larger scale or complexity |
How it works
Diagnose
Two to three weeks reviewing books, controls, reports and compliance.
Design
Agree the MIS, budget cycle and the decisions you want better data for.
Run
Monthly close, review meeting and written commentary.
Improve
Quarterly review of what to automate, tighten or add.
Frequently asked questions
What is a Virtual CFO?
A Virtual CFO, also called a fractional or outsourced CFO, is an experienced finance professional who provides CFO-level support part-time, usually on a monthly retainer, instead of an in-house full-time hire.
How is a Virtual CFO different from an accountant?
An accountant records and reports what happened and files returns. A Virtual CFO uses that information to plan: budgets, forecasts, cash management, pricing, fundraising and board reporting.
When should a business consider a Virtual CFO?
Typical triggers are preparing to raise capital, cash tightness despite profits, multiple entities or locations, lender or investor reporting requirements, and an owner who spends too much time on finance.
How is the fee decided?
By scope: size of the business, number of entities, reporting frequency and the level of involvement. We quote a fixed monthly fee in writing before any work begins.
Do you work with our existing accountant and software?
Yes. We work in your existing accounting software and with your current team, and improve processes gradually instead of replacing everything at once.
This page is general information and not professional advice for any specific situation. Rules and due dates change; we confirm the current position before acting. Last reviewed 2026-10-17.